Auto Insurance Coverage Law in Ontario, 2nd Edition
This book provides a general introduction to insurance coverage and law under the standard Ontario Automobile Policy (OAP 1).
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Product description
Auto coverage issues in Ontario can be very obvious or very discreet. This book is designed to provide a general introduction to insurance coverage and law under the standard Ontario Automobile Policy (OAP 1).
Readers will come to understand the importance of the meaning of terms like automobile, accident, and insured in Ontario's Insurance Act, and how these issues can have an impact on various coverages in the policy, Readers will also benefit from an overview of the general conditions and exclusions in the policy, common issues pertaining to those provisions, and the circumstances in which they do, and do not, apply. Dedicated chapters to the mandatory coverages under the OAP 1, such as accident benefits, third party liability, uninsured automobile coverage, and direct compensation for property damage, enable the reader to understand the most common issues pertaining to each type of coverage. Termination of coverage and issues arising during the adjusting of a claim are canvassed as well.
Features and Benefits
- A comprehensive overview of insurance coverage principles and Ontario's auto insurance system written in simple, non-legalese language
- Season lawyers and non-legal professionals alike will gain a clear understanding of auto insurance law basics, which in turn will enable them to better understand more nuanced discussions in this specific area of the law
- Gain a better understanding of the treatment of relevant statutes and policy, which will enable lawyers to make more effective arguments when representing their clients / stakeholders
- Gain invaluable practical knowledge from a respected practitioner in the field
What's New In This Edition
This updated version of the book provides more discussion on significant issues and cases that have developed in the five-year period since the first book was published. It also includes a new chapter on accident benefits priority disputes between insurers, covering everything the reader needs to know about the priority dispute regulation and common issues we frequently see in these types of disputes.
This new publication will be particularly useful for:
- Insurance lawyers, personal injury lawyers
- In-house counsel for insurance companies
- Non-legal professionals (claims managers, insurance executives)
- Paralegals / law clerks
Table of contents
Chapter 1: Introduction to Insurance Coverage
Chapter 2: Introduction to Auto Coverage
Chapter 3: What is Automobile?
Chapter 4: Conditions and Exclusions
Chapter 5: Accident Benefits Coverage
Chapter 6: Third Party Liability
Chapter 7: Uninsured Automobile Coverage
Chapter 8: Direct Compensation
Chapter 9: Terminations
Chapter 10: Claims Adjusting
Chapter 11: SABS Priority Disputes Between Insurers
Chapter 12: Conclusion