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Auto Insurance Coverage Law in Ontario

This book deals with the challenges of addressing the myriad possible issues that can arise in the context of an auto insurance dispute.
Publication Language: English

Softcover | 184 pages

ISBN/ISSN: 9780433488392

Product description

Auto insurance coverage issues can be very obvious – or very discreet. Auto Insurance Coverage Law in Ontario deals with the challenges of addressing the myriad possible issues that can arise in the context of an auto insurance dispute.

This book is structured to provide a general introduction to insurance coverage and law under the standard Ontario Automobile Policy (OAP 1). The expert authors provide a basic overview of the coverage provided under the OAP 1 as well as an analysis of some of the most common issues encountered, such as determining the scope of coverage and who is covered under the policy.

A detailed perspective
Written in an accessible, easy-to-understand manner, Auto Insurance Coverage Law in Ontario offers a comprehensive guide to insurance coverage principles and Ontario's auto insurance system. Seasoned lawyers and non-legal professionals alike will gain a clear understanding of auto insurance law basics and will benefit from:

  • An in-depth discussion of what constitutes an automobile under Part IV of the Insurance Act, an issue that can have a significant impact on various coverages under the policy
  • A summary of the statutory conditions and general exclusions that are found in a typical auto insurance policy as well as some common issues pertaining to those provisions and the circumstances in which they do – and do not – apply
  • Chapters dedicated to the standard mandatory coverages contained in all motor vehicle liability policies in Ontario and the most common issues related to each of them: accident benefits coverage, third party liability, uninsured automobile coverage and direct compensation for property damage
  • An examination of the various ways an auto insurance policy can be terminated and the precise procedure for termination depending on the circumstance
  • A chapter devoted to claims adjusting including some of the potential issues that may arise such as the process by which an insurer receives a claim, conducts investigations and makes a determination on coverage
  • Case commentaries that discuss the implications of decisions and provide insight that will enable readers to better advise clients and stakeholders

A handy reference
Auto Insurance Coverage Law in Ontario is sure to be a useful resource for anyone providing advice and guidance in this often-complex area of the law, including:

  • Insurance and personal injury lawyers
  • In-house counsel for insurance companies
  • Non-legal professionals such as claims managers, insurance executives, insurance agents, and brokers
  • Paralegals and law clerks

Featured Authors

Table of contents

Chapter 1: Introduction
Chapter 2: Overview of Ontario's auto insurance system
Chapter 3: What is an automobile?
Chapter 4: Exclusions and conditions
Chapter 5: Accident benefits coverage
Chapter 6: Third party liability coverage
Chapter 7: Uninsured automobile coverage
Chapter 8: Direct compensation for property damage
Chapter 9: Terminating coverage
Chapter 10: Claims adjusting
Chapter 11: Conclusion